Terms and Conditions of Ex Homeowners Surpluses LLC

Effective Date: January 1, 2025

Welcome to Ex-Homeowner Surpluses (“Company”, “I”, “we”, “our”, or “us”). By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully.

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1. Eligibility

You must be at least 18 years old to use this website and our services. By submitting information through our forms, you confirm that you meet this requirement.

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2. Representation & Exclusivity

 

To proceed with post-foreclosure surplus recovery services:

 

• You must not be currently represented by an attorney, escrow agent, or another surplus recovery business.

• If you are, you must formally terminate that relationship prior to beginning services with us.

• This ensures a clear path to recovering your funds and avoids conflicts, fee duplication, or delays.

• I work directly with rightful claimants only, and I will not participate in divided claims.

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Required Legal Documents for Exclusive Representation:

In order to begin the surplus recovery process, clients must sign the necessary documents authorizing representation and exclusivity. These may include, but are not limited to:

 

• Assignment of Interest

• Limited Power of Attorney

• Exclusive Representation Agreement

 

These documents allow me to lawfully act on your behalf in processing and recovering surplus funds. By signing, you agree to work exclusively with Ex-Homeowner Surpluses for the recovery process.

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3. Fees & Payment Out Terms

 

• If you qualify for a surplus recovery, Ex-Homeowner Surpluses charges a flat 20% recovery fee based on the total amount recovered.

• You do not owe anything upfront — I only get paid if you get paid.

• All fees are deducted directly from the surplus funds once they are successfully released by the appropriate agency.

• After fees and any government-required withholdings, the remaining balance will be issued directly to you.

 

4. No Guarantee of Funds

Submitting your information does not guarantee that you are eligible for surplus recovery. All cases must be verified through county records and other legal requirements.

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5. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the United States of America, and any applicable state laws depending on the jurisdiction of the case or client involved.

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6. Notice for California Residents (CA) ONLY

Due to California law, I am unable to charge a contingency fee for surplus recovery services unless appropriately licensed as a California

Private Investigator. However, if you are a California resident seeking support:

 

• I may offer free general guidance and educational resources to help you understand the surplus recovery process.

• I accept voluntary contributions or service honorariums only if you feel truly supported by the assistance you’ve received.

• These contributions are never required for California residents and go directly toward funding my mission of helping American families across the U.S. reclaim lost equity and rebuild after foreclosure.

 

I do not currently represent or act on behalf of California homeowners in any legal or fiduciary capacity at this time. However, I most likely will in the future once I complete my California Private Investigator License.

 

7. Consultation Terms

The free consultation is informational only. We do not provide legal advice. If you qualify, you will be required to sign documents authorizing me to represent you for recovery.

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8. Accuracy of Information & Client Responsibilities

You agree to provide accurate and complete information. We are not responsible for delays or issues resulting from incorrect or incomplete data.

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Client Responsibilities:
To ensure a smooth recovery process, you agree to:
• Provide accurate, complete, and up-to-date information when requested
• Submit all necessary documents in a timely manner
• Notify us immediately if you decide to cancel or pause your recovery request
• Understand that failure to cooperate may delay or terminate your eligibility for assistance

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9. Third-Party Services

We may collaborate with escrow agents, notaries, and other third parties to assist in the recovery process. Your information may be shared with them only as necessary.

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10. Call Recordings

For quality assurance and training purposes, calls may be recorded. By engaging with our team, you consent to being recorded when applicable.

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11. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of the website or services. You understand that all recovery efforts depend on public data and government cooperation.

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12. Intellectual Property

All content on this website—including text, logos, forms, and graphics—is the property of Ex-Homeowner Surpluses and may not be copied or distributed without permission.

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13. Modifications

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page, and continued use of our website constitutes your acceptance of those changes.

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14. Contact Me

For questions or concerns about these Terms and Conditions, contact us at:
📧 exhomeownerssurpluses@gmail.com
​📲 +1 (414) 236-4502